I once bought a stock the day after its ex-div date. One day late, no payout. That mistake cost real money and taught me everything about calendars.
- The ex-div date is the only date that charges you for missing it - Demand ex-div, record, and pay dates in one timeline, with alerts set two trading days ahead - Free tier must show your holdings' dates; a sample-portfolio demo is not a free app - Stale ex-div dates are worse than no calendar; act on them with confidence and you get burned - The calendar is a reminder tool, not a research tool; it tells you when money arrives, not whether it keeps arriving
DivPlan ($4.99 one-time) pairs the research with the calendar: safe payers chosen first, payment dates tracked after.